Tuesday, October 22, 2013

Pet insurance

Pet Insurance

Is pet insurance right for you? There are a number of options available from just a few companies.


I dont have to tell you that the cost of health care is skyrocketing. If you have been to the vet lately, you know that health care for pets is also getting more and more expensive.

Various and better treatment options are also available these days, and our pets are living longer because of them.

Pet health insurance has been available for a number of years, but is just now beginning to be more common. Pet insurance is more like major medical policies than the comprehensive policies most of us have. The pet health policies dont cover routine office visits (although riders may be available from some companies) or immunizations.
You are free to use any veterinarian that you choose, and to opt for whatever tests or treatment you desire.

There are no co-pays. You pay the full amount then submit a claim for reimbursement.
Reimbursements are based on occurrence, rather than the treatment. Insurance companies selling health insurance for people usually set acceptable fees for procedures, and determine whic


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